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Mortgage Calculator
Payment Estimator
| Total: | $394,900 | 20% Down: | $78,980 | Financing: | $315,920 |
30 Yr Fixed*
6.02 %
(6.03% APR)
$1,898 / month | 15 Yr Fixed*
5.43 %
(5.45% APR)
$2,570 / month | 5/1 ARM*
6.18 %
(6.49% APR)
$1,931 / month |
*Rates for January 2026. Information displayed is accurate as of the date of the latest update and is subject to change without notice. Loan pricing can only be locked through a home mortgage consultant. Other restrictions may apply. The Rate/APR and other terms may vary from those displayed based on the creditworthiness of the borrower, the type of dwelling, whether the borrower is self-employed, the location of the property and other factors. Please contact a lender in your area to determine what rates you qualify for.
**Rates calculated from national averages. To determine rates in your area please contact your local lender.
MELANIE KRAMER, REALTOR, ABR, CLHMS, CMRS, CRS, SRS
In addition to my experience as a Realtor with Keller Williams Coastal Area Partners, I have over seventeen years of local Paralegal experience and three years of real property appraiser experience. All done right here in your community. Let me put my combined experience to work for you. I can guide you through the purchasing or selling experience from start to finish, including listing your home for sale, purchasing your new home or rental property, property appraisals, negotiations and document handling (agreements, disclosures, addendums, etc.). I am happy to say that over the past years, most have been long time clients who have repeatedly called me over the years no matter what the task.
I'm also a Certified Luxury Home Marketing Specialist (CLHMS), Keller Williams Realty Luxury Agent, Who's Who in Luxury Real Estate Professional, and Live Luxury Agent, so can you can expect an unmatched level of expertise, personalized attention, and a commitment to surpassing your expectations.
I promise to do my very best to guide you through what some clients describe as a very stressful process and the biggest purchase of their lives. Let me take the stress out of your next home buying or selling experience. My commitment is to make you a client for Life!